Smart, Simple & Secure Investing for Every Indian

PaisaPay is a modern Indian investment platform designed for people who want clarity, stability, and disciplined investing. We focus on SIP and FD-style investing that feels familiar and easy to understand — without complicated terms or unnecessary risk.

No unnecessary long-term locking
Choose plans that match your comfort and timeline.
Start with small amounts
Made for small investors and first-time investors.
Clear terms, clear tracking
See tenure, deposits, and estimated maturity in one place.
Designed for Indian families
Savings goals like education, home, and future security.

About PaisaPay

What is PaisaPay?

PaisaPay is built to simplify investing for Indian households. We focus on SIP and FD-style investment plans that are easy to understand, transparent, and suitable for long-term goals.

Made for Everyday Investors

Many people avoid investing because products look complicated, risky, or hard to manage. PaisaPay removes that fear by offering structured plans with clear tenure and simple, readable terms.

You always know how much you invest, for how long, and what your estimated maturity could be. No technical language, no unnecessary features — just a clean experience focused on trust.

PaisaPay is designed to feel familiar like traditional savings, but with modern convenience: quick onboarding, clean dashboard tracking, and clear receipts for every payment.

Simple Planning with Paisapay Calculator

Our calculator is a planning tool to help you understand SIP and lumpsum investing. It supports multiple frequencies (monthly, quarterly, half-yearly, yearly) and provides clear estimates using simple interest-based planning.

It is built for transparency. You can compare different investment amounts and tenures and plan your goals with confidence.

Later, you can download receipts and statements to keep your records organized — especially helpful for family and small business planning.

Our promise: simple language, clear terms, and a platform built for disciplined investing — not fast money, not complicated products, and not confusing dashboards.

Problem & Solution

Why Many Investors Feel Confused or Stuck

Traditional investment options often fail to meet the needs of small and retail investors. PaisaPay is created to make investing simpler, more flexible, and more transparent.

The Problems People Face

  • Long lock-in and rigid rules: Many options make investors feel locked, even when life changes.
  • High minimum amounts: Small investors want to start with what they can afford monthly.
  • Confusing terms: People lose trust when they don’t understand the product fully.
  • Low flexibility: Investors need plans that match their monthly income and savings habits.

Because of these issues, many people either delay investing or keep money idle, which slows down long-term wealth building.

How PaisaPay Solves This

  • Simple plans: SIP and FD-style investing that feels familiar.
  • Flexible duration: No unnecessary long-term locking — choose what fits your comfort.
  • Start from the lowest: Designed for small investors and first-time investors.
  • Fixed structure with clarity: Clear terms and easy tracking in dashboard

PaisaPay supports disciplined investing with a trust-first experience: clear receipts, clear history, and transparent investment summary.

No Confusing Jargon

We keep the language simple so you can understand your investment without any expert help. This is especially important for new investors and families.

Clear Maturity Estimates

You can see estimated maturity values (for planning) and track your progress with every deposit. The calculator helps you plan before you invest.

One Dashboard for Everything

Total invested, upcoming due dates, plan status, and receipt downloads — all in one place, designed for mobile-first usage.

Why Choose PaisaPay

Trust-First Investing, Designed for India

PaisaPay focuses on clarity and discipline. We are built for the investor who prefers steady growth,transparent tracking, and plans that match real Indian savings habits.

1. Simple & Familiar

Our SIP and FD-style plans are based on concepts most Indians already understand. This makes starting easier and builds confidence.

You don’t need complicated knowledge. You only need discipline and consistency.

2. Start Small, Grow Slowly

You do not need large savings to begin. Start with a comfortable amount, then increase later when you want.

This approach helps small investors build a strong habit without stress.

3. Transparent & Clear

Every plan shows tenure, deposit structure, and estimated maturity (for planning). You can track your investment at every step.

Clear receipts and transaction history are available for your records.

4. Mobile-First Experience

PaisaPay is designed for mobile usage. Large buttons, readable cards, and clean layout help you stay informed.

Ideal for urban users and also for investors in small towns who prefer simple screens.

5. Built for Indian Families

Education, home, emergency fund, and long-term savings — PaisaPay supports these family goals with structured plans.

We keep the experience calm, responsible, and trust-focused.

6. Clear Support & Guidance

We keep help and support easy. A clear FAQ, simple explanations, and helpful receipts and summaries.

Because investing should feel safe — not confusing.

Want to plan before you invest? Use the Paisapay Calculator to compare amounts, tenures, and frequencies, and understand your expected maturity estimate.

Get Started

Start Your Investment Journey with Confidence

Investing does not have to be complicated. PaisaPay helps you plan, invest, and track your money with clarity and peace of mind — built for everyday Indian investors.

Create your free account, choose a plan, and track your investment progress from a simple dashboard. You can start with small amounts and build a disciplined habit over time.

Paisapay Calculator

Plan Your SIP or Lumpsum with Clear Estimates

Use the Paisapay Calculator to understand your investment planning. Choose SIP or lumpsum, select frequency (monthly, quarterly, half-yearly, yearly), and view estimated growth and maturity value.

Calculator Inputs
APR: 24%
Calculation Logic (Simple Interest):
• Monthly rate = APR / 12
• SIP: every deposit earns interest for remaining months (month-by-month)
• Lumpsum: one investment earns interest for total months
This is a planning calculator. Actual returns may vary based on platform rules.
Results (1–5 Years)
Year Total Invested Total Interest Maturity Value
Enter values and click Calculate.

Create better experiences with PaisaPay

FAQ

Frequently Asked Qestions

Clear answers to common questions about SIP, FD-style plans, maturity estimates, and how PaisaPay works.

PaisaPay offers SIP and FD-style investment options. You can invest monthly (SIP) or invest once (lumpsum), depending on your preference and plan terms. The platform is built to keep the experience simple and familiar.
PaisaPay avoids unnecessary long-term locking. All plan durations are shown clearly before you invest, so you can select the timeline that matches your comfort and goals.
After login, your dashboard shows total invested, expected maturity estimate, transaction history, and upcoming SIP due dates (for SIP plans). You can also download receipts for every payment.
Yes. PaisaPay is designed for small investors and first-time investors. You can begin with an amount that fits your monthly comfort and increase later as your savings improve.
Returns shown on the platform and calculator are estimates based on selected plan terms and planning formulas. The Trust SIP Calculator helps you understand estimated growth and maturity value for planning purposes.
Yes. PaisaPay provides a payment receipt for each successful investment payment. The receipt includes payment amount, transaction reference, plan details, and your updated investment summary.